TWO THINGS YOU MUST KNOW IF YOU ARE FALLING
BEHIND ON YOUR BILLS:
1. You DO HAVE RIGHTS
under federal law to say no to bill collectors
and stop the collection agency's harassment, (and you may have additional
rights under state law as well), and
2. You MUST Act
Quickly
and take the correct steps to protect your
rights. If you wait too long, or try to ignore the situation, you may
compromise your rights.
Read this article to discover
why and when closing old revolving credit accounts can help
or hurt your credit report rating.
"Bill Collector Harassment
made me too petrified to answer my phone - eventually I switched off
my answering machine and unplugged the phone. Now, because of what I
learned from StopDebtCollectors- Cold.com, I can deal with the debt
collectors...
Read this article to learn some of the best ways to consolidate
debt, and the hidden dangers you need to be aware of before
you make your consolidation decisions.
"I was at my wits end with
debt collectors calling me all the time. After doing some research I
purchased Stop Debt Collectors Cold - What a relief!!
This e-Book fully informed me of my rights and gave me tons of information
on how to handle debt collectors when they call. It also gave me forms
to use to record each time I was contacted by collectors as well as
sample letters to use to STOP the debt collectors.
This has helped me tremendously at my time
of need, and has given me the tools and confidence to use at any time
I might find myself being harassed by debt collectors. I give
it 5 stars!!!"
How Will This
"Collection Protection Kit"
Help Me?
What Will I Learn?
In this exclusive Collection Protection
Kit, you'll get the knowledge of the experts at
a price you can actually afford. We want to make sure everyone
has the same opportunity to control their own financial
destiny.
Here is What You Will Learn:
The first thing you must do immediately
if you are contacted by a collector
(and what to do if you already skipped
this step).
What collectors
can really do
when it comes to garnishing your
wages (don't be surprised if it's
not as bad as they say!).
Exactly
what to say when you
can't afford to pay what
they want you to pay.
What
notto tell
collectors when you can't
afford to pay what you owe.
The
single most important thingyou can do
if you are taken to court.
How to
protect your property from
being repossessed.
How to
settle debts in full for
pennies on the dollar and the
hidden danger you need
to know about before you do so.
Exactly
what the law says about
how long negative collection
information can stay on your credit
report (no, it's not forever no
matter what they say!), and how
to get outdated information
removed.
When and
How you may be able to
get your debt completely erased
without filing for bankruptcy (you
may even get the collection company
to pay you!).
What Is This Kit NOT About?
The
Collection Protection Kit is NOT about
secret techniques for wiggling out of your debts. Don't
let anyone try to sell you that bill of goods. You made
the debts, you'll deal with them.
What this kit will
do is show you how to level the playing
field so you can say "NO" to bill collectors, and resolve
your debts honestly and fairly without being pressured into
arrangements you can't possibly keep. If it turns out that
you can't pay back your debts and must consider bankruptcy,
I'll cover that too.
What Does This "Collection
Protection Kit" Include?
My complete
e-Book,
"Stop Debt Collectors Cold".
Prepared with my colleagues consumer advocate
Gerri Detweiler (herself the author
of three highly respected credit books) and
writer
Mary Reed (the author of three books
on personal finance and the law), this
37-page e-Book provides all
the information I've outlined above.
A complete copy of the
federal
Fair Debt Collection Practices Act.
A reference list of
state statutes that may offer you additional
protection and remedies.
Information on how to
find
an attorney in your area who
is qualified to handle consumer credit problems
and stop the collection agency's harassment.
Sample
letters you can easily adapt
to your individual situation. These letters
include: a collection agency dispute letter
by debtor (allowing you to dispute collection
accounts on your report), cease and desist sample
letters to creditors (tell them to leave you
alone!), and dispute letter by debtor (if you
need to dispute a debt).
A valuable Tracking
Worksheet you should use to record
notes of all your contacts with the collector.
This worksheet may prove invaluable if you later
need to file a complaint against the collector,
or sue.
4 Bonus Reports:
Bonus
Report #1:
"How to Get Collection Accounts
Off Your Credit Report"
This e-Book by credit expert
Gerri Detweiler is yet another
valuable resource
to help you get back on your
financial feet. It is
a useful guide to understanding
your credit report as well as
how to dispute items on your
credit record. Also included
are sample letters you can use
for corresponding with collection
agencies or credit bureaus.
A must-have for any
individual trying to take control
of their financial future.
(Value: $19.95)
Bonus
Report #2:
"How to Avoid Losing Your Home
In A Foreclosure"
CRUCIAL information
if you're facing a foreclosure
situation. We've discussed how
hard it can be to deal with
debt collector harassment. But
when someone loses their HOME
because of money troubles, it's
traumatic for the whole family.
Your memories, your whole life
are wrapped up your home. Concerned
about foreclosure? Don't let
it happen. This bonus report
alone is well worth the purchase
of my Collection Protection
Kit!
(Value: $9.95)
Bonus
Report #3:
"What to do if
You Are Behind on Your Car Payments"
I've known literally hundreds
of people who wish they'd had
this information before it was
too late. It doesn't matter
who you are... you need a car
but you can't always afford
one. Anyone can get behind on
car payments, and before you
know it the debts can become
uncontrollable. We'll tell you
important information
you should know if you're facing
a car repossession situation.
Get this report BEFORE you lose
control of the situation!
(Value: $15.00)
Bonus
Report #4:
"Confidential Interview With
a Former Collector"
EXCLUSIVE! We
interviewed Mr. X, a former
collector and collections manager,
to learn tips you can use to
protect yourself
when you are contacted by a
collection agency. Mr. X has
extensive experience working
in collections for a number
of large companies – primarily
banks, whose names you’d likely
recognize. This exclusive interview
will tell you what YOU can do
to protect yourself - straight
from the source!
(Value: $20.00)
That's 4 FREE bonus items
(total value $64.90)
These ALONE
are worth nearly DOUBLE the regular price
of The Collection Protection Kit!
Chance to earn a FREE
autographed copy of Gerri Detweiler's 326-page
hardcover book, "Invest In Yourself:
Six Secrets to a Rich Life".
Bonus Items For Life
Get
Access to:
Extra Bonus Material
in My Members Only Area
Critical Consumer Alerts
& Articles
Special Q & A section
where John Ventura will answer select
Stop Collectors Cold customer debt
questions.
Newly-Added information
and Bonus Items
Available the Moment You Order and
in the Future!
What if I am not happy with
the kit I bought?
You risk
nothing with my 100% money-back no-hassle guarantee.
If you aren't absolutely thrilled with your
Collection Protection Kit, just contact me within
one year and I'll refund 100% of your purchase
price. And the best part is, the
free bonus reports and
members-only access are yours to enjoy even
in the unlikely event that you take advantage
of the guarantee. You have
nothing to lose and everything to gain!
I am so sure that
this is the best information you’ll get anywhere
that I’ll offer you a full
one-year guarantee.
If the Collection
Protection Kit is not everything I've described
here, I’ll refund your money – no
questions asked.
How Do I Order?
This program normally sells
for $39.95, without the free bonus items and
Stop Debt Collectors Members-Only access. But
for a brief period of time I am offering the
program plus free bonus items for ONLY
$27.00 -- that's over 30% off!
The bonus items alone cover more than the cost
of this program - you can't lose - and you can't
find this kind of information for this price...
ANYWHERE ELSE!!
THERE ARE 2 EASY WAYS
TO ORDER:
Method 1:
Order Online!
Your order will
be processed through
a VeriSign-secured
server. Remember:
If you're not 100%
satisfied with my
Collection Protection
Kit, just send the
program back for
refund within one
year, and
keep the
Special Free Bonus
items for life
and member's access
-- that's a guaranteed
win no matter what!
Please note that
the documents contained
in this kit are
electronic only!
NOT hardcopy books
or reports
We are happy to
accept Credit
Cards and
Paypal!
Method 2:
Check by Mail!
We currently cannot
accept online checks.
If you wish to pay
by check simply
make it payable
to StopDebtCollectorsCold.com,
and send, along
with your email
address, to:
