TWO THINGS YOU MUST KNOW IF YOU ARE FALLING
BEHIND ON YOUR BILLS:
1. You DO HAVE RIGHTS
under federal law to say no to bill collectors
and stop the collection agency's harassment, (and you may have additional
rights under state law as well), and
2. You MUST Act
Quickly
and take the correct steps to protect your rights.
If you wait too long, or try to ignore the situation, you may compromise
your rights.
Read this article to discover why and when
closing old revolving credit accounts can help or hurt your credit report
rating.
"Bill Collector Harassment
made me too petrified to answer my phone - eventually I switched off my
answering machine and unplugged the phone. Now, because of what I learned
from StopDebtCollectors- Cold.com, I can deal with the debt collectors...
Read this article to learn some of the best ways to consolidate debt,
and the hidden dangers you need to be aware of before you make your consolidation
decisions.
"I was at my wits end with debt
collectors calling me all the time. After doing some research I purchased
Stop Debt Collectors Cold - What a relief!! This e-Book
fully informed me of my rights and gave me tons of information on how to
handle debt collectors when they call. It also gave me forms to use to record
each time I was contacted by collectors as well as sample letters to use
to STOP the debt collectors.
This has helped me tremendously at my time of need,
and has given me the tools and confidence to use at any time I might find
myself being harassed by debt collectors. I give it 5 stars!!!"
- J.M.
Blairsville, GA
"I had a debt with a hospital for decent amount
of money. It was from my labor and delivery. My husband's insurance initially
covered all the charges, then six months later, they revoked coverage because
they wanted proof that we lived together. Thanks to the information in this
kit, I was able to:
1) Stop the harassment
2) reach a payment agreement
3) keep it off my credit
report.
I am so pleased with the outcome, that I am telling
all my friends about the web site. Everyone, at one time or another, needs
this information to come to their rescue. In short, you CANNOT AFFORD to
NOT have this information.
- M.B.
St. Louis, MO
Stop Debt Collector Harassment NOW!
Say "NO" To Bill Collectors...
You Don't Have to Put Up With Debt Collector Harassment!
No Matter How Much You Owe...
Or
How Much They Are Pressuring You!
Being harassed by debt collectors can literally drain the
life right out of a person. Falling behind on your bills is
stressful and exhausting. The tension of not
knowing what debt collectors can do to you if you don't meet
their demands can be just too much to take. Not everyone knows they
have the right to say no to collectors and the collection
agency's harassment.
It's true --
there really is a way out... and we're here to help you find
it.
Everything You Need to Start Getting
Bill Collectors Off Your Back
order now to catch this great
deal before its too late!
OR
Read on to find the help you need to STOP DEBT COLLECTORS COLD!
Who Am I?
I'm John Ventura - noted attorney, diligent consumer advocate,
and successful authorof 12 books that help thousands of
people just like you to solve their credit problems and stop debt collector
harassment. For nearly 30 years, I've been helping consumers from all
walks of life solve their credit and financial problems, and I've seen
it all... I believe the 'horror' stories I hear from consumers harassed
by relentless debt collectors, because I've seen it for myself and I
know how heartless these collection agencies can be.More about
John Ventura ...
Ruthless bill collectors prey on consumers who think they have
no rights. Quite often, a person feels like they're 'in trouble'
because of their debts, and many are reluctant to assert their rights
for fear that they will 'stir the pot' and make their situation worse
by refusing to meet bill collectors' demands.
I know what I am talking about.
I know the law, and I know the tactics many collectors
have attempted in order to intimidate or "bully" people when trying to
collect a debt. I know the right way to say no to debt collectors. And
most importantly, I know what your rights are against the collection
agency's harassment!
I've seen heartbreaking situations
where families were torn apart and people were pushed as far as suicide
– all because they felt overwhelmed and didn't think there was any hope
of crawling their way back out of a financial hole. They didn't know
their rights and options when it came to their debts.
This is why I am determined to champion the cause of the consumer,
to put the advantage back in the hands of the people
who need it most... those in debt.
And believe me...
you do have more rights
than you probably know!
The Harassment Stoppers Team
Gerri Detweiler
is considered one of the nation's top credit experts and a popular
resource on credit help.
Gerri is author of The Ultimate Credit Handbook
(in print since 1993 and named one of the top five personal finance
books of personal finance books of the year by Money magazine),
and co-author of Invest In Yourself: Six Secrets to a Rich
Life and Slash Your Debt, Save Money & Secure Your Future.
More
about Gerri Detweiler ...
Mary Reed
is an accomplished author of books on personal finance and the law.
Mary writes as well as ghost writes books and magazine
articles on consumer and small business legal and financial matters.
She has co-authored Good Advice for a Bad Economy, The
Everyday Law Kit for Dummies and Divorce for Dummies,
and she has ghost-written twelve other books as well. More
about Mary Reed ...
What Can We Do For You?
We are
experts
who want to help you
stop bill collector harassment
get out of debt, and
take control of your financial future.
AND...
We know
that if you could afford experts,
You wouldn't need them!
That's why we're determined to put this expertise within reach
for those who need it most...
to make it affordable for you to STOP debt collector harassment
once and for all.
We've done the research, compiled the essential information,
and poured nearly 75 years of combined expertise into one comprehensive
Collection Protection Kit - everything you need in one place.
We give you the tools you need to stand up for your rights against collection
agencies, and the secrets the debt collectors do not want you
to know. We 'level the playing field' to give you the
breathing room you need to stop collection agency harassment
while you work to regain control of your financial situation.
Best of all, we've made it AFFORDABLE.
No, we don't mean "affordable" by hundreds of dollars... we mean realistically
manageable for those most in need of this information.
Not only do we offer this incredibly beneficial Collection
Protection Kit, but throughout this site you'll also find many free sources
of valuable information. Please take the time to review the various
articles and other
free resources provided to help our visitors get back on their financial
feet.
Together with my team of experts I've painstakingly
compiled the Stop Debt Collectors Cold:
Collection Protection Kit,
filled with practical, easy-to-use information you can use right
now to help you take control of your debts. What you get is not
theory or fluff, but real-life strategies for dealing with debt
collectors in the fastest, most effective ways possible. The
key is to give you step-by-step information that will work to straighten
out your debts, while giving you the 'time-out' you need to take a step
back and regain control of your financial situation.
How Will This
"Collection Protection Kit"
Help Me?
What Will I Learn?
In this exclusive Collection Protection Kit,
you'll get the knowledge of the experts at a price you can actually afford.
We want to make sure everyone has the same opportunity to control their
own financial destiny.
Here is What You Will Learn:
The first thing you must
do immediately if you are contacted by a
collector (and what to do if you already skipped this step).
What collectors can really do
when it comes to garnishing your wages (don't be surprised if it's
not as bad as they say!).
Exactly what to say when you
can't afford to pay what they want you to pay.
What notto tell collectors when you can't
afford to pay what you owe.
The single most important thingyou can do if you are taken to court.
How to protect your property
from being repossessed.
How to settle debts in full for
pennies on the dollar and the hidden danger you need to
know about before you do so.
Exactly what the law says about
how long negative collection information can stay
on your credit report (no, it's not forever no matter what they
say!), and how to get outdated information removed.
When and How you may be able
to get your debt completely erased without filing for
bankruptcy (you may even get the collection company to pay you!).
What Does This "Collection Protection
Kit" Include?
►
My complete
e-Book, "Stop Debt
Collectors Cold". Prepared with my colleagues consumer
advocate Gerri
Detweiler (herself the author of three highly respected credit
books) and writer Mary Reed
(the author of three books on personal finance and the law), this
37-page e-Book provides all the information I've
outlined above.
►
A complete copy of the federal Fair Debt Collection
Practices Act.
►
A reference list of state statutes
that may offer you additional protection and remedies.
►
Information on how to find an attorney
in your area who is qualified to handle consumer credit problems and
stop the collection agency's harassment.
►
Sample letters you can easily adapt to your individual
situation. These letters include: a collection agency dispute letter
by debtor (allowing you to dispute collection accounts on your report),
cease and desist sample letters to creditors (tell them to leave you
alone!), and dispute letter by debtor (if you need to dispute a debt).
►
A valuable Tracking Worksheet you
should use to record notes of all your contacts with the collector.
This worksheet may prove invaluable if you later need to file a complaint
against the collector, or sue.
The greatest benefit you'll receive from all this
information is peace of mind. You Will Be In control.
You'll know your rights and your options to stop the collection harassment
to give you the room you need take control of your financial situation.
You'll know what collectors can and cannot say or do to collect from
you. You'll have proven strategies for dealing with your problems.
Plus, Get These
Bonus Items!
If you order today,
we'll also give you 4 FREE
Bonus Reports to
guarantee you even greater power over your own financial destiny:
"How to Get
Collection Accounts Off Your Credit Report"
This e-Book by credit expert Gerri Detweiler is yet another
valuable resource to help you get back on your
financial feet. It is a useful guide to understanding your
credit report as well as how to dispute items on your credit record.
Also included are sample letters you can use for corresponding
with collection agencies or credit bureaus. A must-have
for any individual trying to take control of their financial
future.
(Value: $19.95)
"How to Avoid
Losing Your Home In A Foreclosure"
CRUCIAL information if you're facing a foreclosure
situation. We've discussed how hard it can be to deal with debt
collector harassment. But when someone loses their HOME because
of money troubles, it's traumatic for the whole family. Your memories,
your whole life are wrapped up your home. Concerned about foreclosure?
Don't let it happen. This bonus report alone is well worth the
purchase of my Collection Protection Kit!
(Value: $9.95)
"What to do
if You Are Behind on Your Car Payments"
I've known literally
hundreds of people who wish they'd had this information before
it was too late. It doesn't matter who you are... you need a car
but you can't always afford one. Anyone can get behind on car
payments, and before you know it the debts can become uncontrollable.
We'll tell you important information you should
know if you're facing a car repossession situation. Get this report
BEFORE you lose control of the situation!
(Value: $15.00)
"Confidential
Interview With a Former Collector"
EXCLUSIVE! We interviewed Mr. X, a former
collector and collections manager, to learn tips you can use to
protect yourself
when you are contacted by a collection agency. Mr. X has extensive
experience working in collections for a number of large companies
– primarily banks, whose names you’d likely recognize. This exclusive
interview will tell you what YOU can do to protect yourself -
straight from the source!
(Value: $20.00)
(Bonus items will be
Emailed to you with each e-Book purchased.)
That's 4 FREE bonus items (total value $64.90)
These ALONE are worth nearly DOUBLE
the regular price
of The Collection Protection Kit!
Plus, Get More!
With your purchase of StopDebtCollectorsCold.com's
Collection Protection Kit, you will also be given the opportunity
to earn a free autographed copy of
Gerri Detweiler's
326-page hardcover book "Invest In Yourself: Six Secrets
to a Rich Life" - FREE by mail in exchange for your bill
collector's success story, (details provided in our Members-Only
section after purchase).
BUT IT GETS EVEN BETTER!...
There's More!
BONUS ITEMS FOR LIFE!
That's Right -- when you purchase
StopDebtCollectorsCold.com's Collection Protection Kit, you are automatically
granted access to our exclusive Members-Only section. In this section,
you will not only have access to all currently advertised bonus items,
but even any bonus items we add after your purchase!
You will also find in our members' section frequently
updated critical consumer alerts and articles, as well as a special Q & A section where John Ventura will answer select
Stop Collectors Cold customer debt questions. This expert
advice is available exclusively in our members' section, which you
will have unlimited access to upon purchase of the Stop Debt Collectors
Cold Collection Protection Kit.
You will of course want to bookmark this page so
you can return periodically to check for newly-added information and
bonus items, as we wish to continue to add ongoing value to the Collection
Protection Kit.
Everything
available in the Members-Only section is yours to view and download
at leisure today, and in the future!
How Do I Order?
This program normally sells for $39.95, without the
free bonus items and Stop Debt Collectors Members-Only access. But
for a brief period of time I am offering the program plus free bonus
items for ONLY $27.00 -- that's over 30% off! The bonus
items alone cover more than the cost of this program - you can't lose
- and you can't find this kind of information for this price... ANYWHERE
ELSE!!
THERE ARE 2 EASY WAYS TO ORDER:
Method 1:
Order Online!
Your
order will be processed through a VeriSign-secured server.
Remember: If you're not 100% satisfied with my Collection Protection
Kit, just send the program back for refund within one year,
and keep the Special Free Bonus items for life
and member's access -- that's a guaranteed win no matter what!
Please note that the documents
contained in this kit are electronic only! NOT hardcopy books
or reports
We are happy to accept Credit Cards and
Paypal!
Method 2:
Check by Mail!
We currently cannot
accept online checks. If you wish to pay by check simply make
it payable to StopDebtCollectorsCold.com,
and send, along with your email address, to:
Once we have received your check
we will email your "Stop Debt Collectors Cold" e-Book.
I am so sure that this is the best
information you’ll get anywhere that I’ll offer you a full one-year
guarantee. If the Collection Protection Kit is not everything I've
described here, I’ll refund your money – no questions asked.
Please feel free to contact me with your questions or comments
about this program.
Here's to your financial success,
John Ventura, P.C.
p.s. The longer you wait, the more power you give to
debt collectors who "hound" you. This really can cost
you. The sooner you know your rights, the sooner you will regain control of
your own financial situation.
p.s.s. The Members-Only access and
bonus items for life are alone well worth the low cost of
this program.
p.s.s.s. My Collection Protection Kit will give you
the knowledge and power you need to stand up for your own rights -- yes,
you DO have rights. Understanding them will stop collectors
from being able to push you around.
p.s.s.s.s. Order today and you won't have to wait for
your kit... you can begin learning how to stop collector harassment within
minutes!
p.s.s.s.s.s. Remember... you risk NOTHING with my 100%,
no questions asked money back guarantee. Any free bonus items and members access
are yours to keep no matter what you decide! Isn't this worth a try when your
financial future is at stake?
